Do I Have The Right Investments For My Goals?
Investing is a lifelong process. Regardless of the financial stage of life you are in, you need to consider what your investment goals are, how long you have to pursue each goal and what’s the right balance of risk and reward for your situation.
With years of experience, I can help you sort through and choose the investments that are most appropriate for your needs. I will also help you determine what accounts (such as a Roth IRA, 401(k), traditional IRA, or college savings plan to name a few) are best for you.
What's A Good Approach For College Savings?
College costs continue to climb.
I can help you select a college savings plan that could help you pay for college costs in a tax-advantaged way. Other benefits include being able to pay for K through 12th grade programs and to pay off college debt. These plans could give your child or grandchild the opportunity to explore their potential, while easing mounting education costs.
Will I Have Enough Income In Retirement?
You want to maintain your lifestyle throughout retirement. The process of creating a retirement plan includes identifying your income sources, adding up your expenses, putting a savings plan into effect, and managing your assets.
I employ a personalized approach that takes all of your needs, tolerance for risk and goals into perspective before making recommendations or proposing strategies. I can help you put a plan in place and, more importantly, monitor your progress and update it when necessary.
Do I Have Cost Effective Insurance To Protect My Family Against Financial Hardship?
Insurance (such as Health, Life, Long Term Care and Medigap) can play a critical role in your financial plan. It can provide your family with peace of mind by providing protection should a severe risk event occur.
As part of my planning process, we will review your 'Protection Needs'.
Additional Resources
Click on links below to gain additional insight.
4 Simple Steps to Building a Smart Financial Plan
Choosing the Right Diversified Investment Mix
Investment Objective Questionnaire
Fundamental Investing Principals